:root{--navy:#061a44;--blue:#0b3f91;--cyan:#16b8d7;--gold:#d7a52a;--bg:#f4f7fb;--text:#14213d;--muted:#667085;--line:#dbe3ef;--card:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,"PingFang SC","Microsoft YaHei",sans-serif;color:var(--text);background:var(--bg);line-height:1.72}a{color:inherit}.wrap{width:min(960px,92%);margin:auto}.top{background:rgba(6,26,68,.98);color:#fff}.nav{min-height:70px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{font-size:22px;font-weight:950;text-decoration:none}.controls{display:flex;gap:10px;align-items:center}.controls select,.back{border:0;border-radius:9px;padding:10px 13px;font:inherit}.back{background:linear-gradient(135deg,var(--cyan),#1678d2);color:#fff;text-decoration:none;font-weight:850}.hero{background:radial-gradient(circle at 85% 5%,#0d5db8 0,transparent 35%),linear-gradient(135deg,#041333,#082c67);color:#fff;padding:64px 0}.eyebrow{display:inline-block;color:#79e4f3;font-size:12px;font-weight:900;letter-spacing:1.5px;text-transform:uppercase}.hero h1{font-size:clamp(38px,6vw,58px);line-height:1.06;margin:10px 0 12px;letter-spacing:-.03em}.hero p{max-width:760px;margin:0;color:#dce9ff;font-size:17px}.content{padding:46px 0 62px}.card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:30px;box-shadow:0 12px 34px #061a440d}.card h2{margin:30px 0 8px;font-size:24px;color:var(--navy)}.card h2:first-child{margin-top:0}.card h3{margin:22px 0 6px;color:var(--navy)}.card p,.card li{color:var(--muted)}.card ul{padding-left:22px}.callout{margin:22px 0;padding:16px 18px;border-left:5px solid var(--cyan);border-radius:10px;background:#eefaff;color:#23405e}.warning{border-left-color:var(--gold);background:#fff7dc}.trust-nav{margin-top:24px;padding-top:22px;border-top:1px solid var(--line);display:flex;gap:10px 16px;flex-wrap:wrap}.trust-nav a{color:#0b579f;font-weight:800;text-decoration:none}.trust-nav a:hover{text-decoration:underline}.footer{background:#020b1e;color:#b8c5dc;padding:30px 0;font-size:13px}.footer-links{display:flex;gap:10px 16px;flex-wrap:wrap;margin:8px 0}.footer a{color:#dce7fa}.risk{color:#ffdede;margin:10px 0 0}.meta{font-size:13px;color:#8a95a6;margin-top:26px}.contact-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:18px}.contact-item{border:1px solid var(--line);border-radius:14px;padding:18px;background:#fbfdff}.contact-item strong{display:block;color:var(--navy);font-size:17px}.contact-item a{display:inline-block;margin-top:6px;color:#0b579f;font-weight:800}.tag{display:inline-flex;padding:5px 10px;border-radius:999px;background:#eaf6fb;color:#087289;font-size:12px;font-weight:900}@media(max-width:650px){.nav{padding:14px 0;align-items:flex-start;flex-direction:column}.controls{width:100%}.controls select,.back{flex:1}.hero{padding:48px 0}.content{padding:32px 0 48px}.card{padding:22px}.contact-grid{grid-template-columns:1fr}}